Dealing with the letter "D" - the war of the words

While trying to figure out how to get out of my latest dilemma, it dawned on me how many very important - and tending towards 'downer' words there are in my mind's and this country's vocabulary. To name a few: disaster, defense, defend, diatribe, death, dying, debt, depression, dealing with difficult people and all of the aforementioned words, and many, many more come to mind if I allow it.
So, that's why I've not posted lately - I've been dealing with the importance of the letter "d" in my life.
And, I've decided - which in the hands of a veteran d-word user - can be as good as the death knell to shut things off, but I'm really working on this, so, I've decided that I'm going to start focusing on the letter "B".
There are, however, some closing thoughts regarding the letter "d" that must be added for finality's sake. For example, a "D" grade is almost worse than an "F" because it compounds the agony of wondering just how much longer until you are certifiedly Dumb.
I won't even try to rehabilitate "d" by thinking of diplomacy, dress-up, draping oneself on the towel in the sauna after a delightful swim, delicious dark chocolate whipcream, delight at the look of joy in a child's eyes as they discover something new... Well, maybe just a little rehab is okay.
So, you can see how the letter "D" has become a digression/diversion/distraction in my intention to deal with life's details, so I must get over this obsession with the world's acting out of the above "d" words and get my life Back.

Yes, it is now time to go back to Basics: the B word.
And because I primarily work with small businesses, that is the first B word that arrives. And, it really is small businesses that must be facilitated here, if this situation in our economy is to be "right-sized". Out of greed and the lack of a strong, ethical base for decision-making, many people have chosen the Machiavellian route, forgetting that when the purity of that concept becomes all-powerful, those blinded by greed are the ones who come to power.
Money is a necessity for trade and maintaining a livelihood and a life in this, basically, non-egrarian world; it has, however, become the object of desire to too many people including corporate leadership and has even become an object to fight for in our educational institutions and in too many of our religious institutions as well. If the leadership of those institutions which are designed to be the servants of humanity's highest needs lose their ethical groundings than how are the rest of us to survive?
Money is a resource to be used for the education and care of the world's peoples, not for the aggrandizement of the few.
Money can allow a person, a country, a world to be distracted from rather than disturbed by the palpable pain in our society and world for only so long and then the boil must break, the bubble must burst. And we must return to seeing that it is time to turn the "trickle down" theory on its head and start assisting the little businesses, the individuals with an idea that deserves an opportunity to bud and flower, the children who are bursting wiith enthusiasm to learn and grow, and parents who must be able to earn enough for all to have nutritious food on the table, weather-appropriate clothing, a good roof over their heads, and the opportunity to receive health care when needed. Until we are clear that no one is worth less than that in our society and our world, we are as ethically bankrupt as the institutions we have allowed to take over our lives.
So, it is time for the other as yet unmentioned institution in our lives, the governments, to step up and start facilitating the "trickle-up" theory. Our small businesses have been stifled and side-swiped by the increasing interest accruing on the debt we took on when times were tight, the increase in costs and the lack of support to do our work in the world, too. If the small businesses fail, our neighborhoods have no hope of keeping alive that small town feel that we love in Portland and in our communities across this country and the world.
One billion dollars is 1000 million; what if, for example, the "stimulus package" had required the banks that were granted funds to give out 10,000 $100,000 loans at guaranteed 5% apr for every billion dollars received to existing, performing businesses with a payroll, a location and from 1-30 employees, to pay off loans and other business debt and with the requirement to create one additional job within 3 months? I think this economy could turn right side up within weeks.
Your thoughts?